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Effective **governance** ensures that risk management is integrated into all aspects of an organization's operations. This means that risk considerations are taken into account when making strategic decisions, developing policies and procedures, and allocating resources. It also means that there are clear lines of responsibility for risk management, and that individuals at all levels of the organization are aware of their roles in identifying and managing risks. For example, a university's governance structure should ensure that there is a risk management committee that reports to the governing body. This committee would be responsible for overseeing the university's risk management framework, identifying key risks, and developing strategies to mitigate those risks. Similarly, senior management should be held accountable for implementing risk management policies and procedures within their respective areas of responsibility. The relationship between risk management and governance is a two-way street. Good governance supports effective risk management, and effective risk management contributes to good governance. When risk management is well-integrated into the governance framework, it helps to improve decision-making, enhance accountability, and protect the organization's reputation and assets. Conversely, when governance is weak, risk management efforts are likely to be less effective, and the organization may be more vulnerable to risks.
